According to an article, there is one family which has
a father, mother and a son. However, unfortunately the husband
passed away during an accident. The husband and wife
had a joint account amount to RM50,000 in a local bank.
The wife thought that she will get the money automatically
when the husband passed away.However, to her astonishment,
she could not even withdraw a single cent from the account.

For your information, a joint account holder will be able
to get the money automatically when that bank practise
"Joint Tenancy". This term tell us that when one party die,
the other party will get the money automatically.
Sad to say that, not all banks adopt this practice.

There is one lawyer that argues that there is this term
which is joint tenancy versus tenancy in common. This term
appears in the English and Common Civil Law. He argued that
even Malaysia's bank or lawyers are not able to tell you what
exactly is Joint Tenancy and Tenancy in common.